What�s Health and Safety Risk Management and Liability Insurance?
Are you swamped with Health & Safety paperwork and don’t know where to start? Increasing legislation from the Government and increased policing by the HSE means failure to comply with HASAWA 1974 and associated REGS means the HSE has the power to issue firms with Prohibition Notices, large fines or in worst case scenarios imprisonment of culpable Directors.
Any firm with 5 or more employees must document the following - Health and Safety Policy, Risk Assessments, Training Plans of Employment, The Health and Safety Executive also require that competent advice must be available at the firm or a competent person service may be sought by outsourcing in order to meet your health and safety duties.
Many insurance companies can provide Risk assessment competent person training - including the following- Full health and safety audit, Competent person service, Training of a staff member to NEBOSH qualification - allowing the employee to be the competent person, Training of staff from manual handling, first aid, COSHH, risk assessments, health and safety to working safely with contractors, Individual tailor made consultancy on specific issues.
But health and safety is not the only cover you should have it you own a business. Whether you’re a one man band or a multinational operation you must get liability insurance. This allows your company to be covered for Legal Liabilities including:- Employers Liability - 10M - 25M limit of indemnity, Public & Products Liability - 1M - 25M limit of indemnity, Directors & Officers - 250K- 5M limit of indemnity, Professional Indemnity - 250K - 5M limit of indemnity, Dedicated director and account handler contact, In house claims service, Excesses from 100.
If you are looking for health and safety information, liability insurance, unoccupied property insurance, then there are many online resources where you can get more information about the specific parts of health and safety. Hamilton Robertson supply corporate insurance and other major types of insurance. Visit their website at http://www.hamiltonrobertson.co.uk.
